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An economic downturn is a phase of the business cycle in which the economy as a whole is in decline.This phase basically marks the end of the period of growth in the business cycle. Economic downturns are characterized by decreased levels of consumer purchases (especially of durable goods) and, subsequently, reduced levels of production by businesses.

While economic downturns are admittedly difficult, and are formidable obstacles to small businesses that are trying to survive and grow, an economic downturn can open up opportunities. A well-managed company can realize the opportunity to gain market share by taking customers away from their competitors. Resourceful entrepreneurs capture the available opportunities, from an economic downturn, by developing alternate methods of doing business that were never implemented during a prior growth period.

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It’s a situation that no one wants to find themselves in, but unfortunately some of us do. Your bills keep coming but you don’t have the money to pay them. When this happens, there are two ways to deal with it. All too often, people choose to bury their head in the sand and pretend like it’s not happening. This only makes the problem get increasingly worse over time. The other way to deal with it is to face it head on, but this is easier said than done.

Here are some suggestions for dealing with it correctly.

1) Make a list- The first thing you need to do is make a list of all of the bills you must pay. For example, your list may include a mortgage, car payment, college loans, insurance and credit cards. For each of these payments, find someone to contact. The fact that you took initiative will usually result in a positive reaction from lenders. Be sure to get their name so that you can contact the same person each time. Also, if an agreement is reached, make sure you get it in writing. If you are unable to reach the same person later, you will need proof that you had an arrangement with them.

2) Be wary of quick solutions- The fact is that debt is a big problem, and it is not going to be solved quickly. If someone advertises a solution that seems too good to be true, it probably is. One example of this is debt consolidation loans. The keyword here is loan. It will get rid of your problem for awhile, but in the long run it is just going to be yet another
loan
you need to pay off. Use this solution with caution. Another thing to watch out for is debt doctors. These are companies or individuals who claim to have the ability to erase your credit record for a fee. This isn’t actually possible, however, and they are just scamming you for your

money
.

3) Keep the rest of your life in check- If your finances are falling apart, don’t let the rest of your life fall apart with it. Depression will cause inaction and inaction will cause more debt. Try to keep your life as under control as possible. Simple ways to do this are to make sure you get enough sleep at night, and eat a healthy amount of nutritious food each day.

Credit to Sherry L Harris

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Superior business leader and American investor Warren Buffett is often called “Oracle of Omaha” or the “Sage of Omaha” and philanthropist. (Wikipedia, 2007) Buffett is the CEO, and the biggest shareholder of the Berkshire Hathaway Company. Buffett’s has an estimated current net worth of approximately $52 billion in US funds. Forbes Magazine ranks Buffett the third richest person in the world in September 2007 behind Carlos Slim and Bill Gates.

Warren Buffett is known for his economical and plain lifestyle. Buffett still lives in the same Omaha, Nebraska house that he purchased in 1958 for $31,500 with a current value of $700,000. In 1989, Buffett spent $9.7 million of the Berkshire’s funds on a corporate jet. He jokingly named it “The Indefensible” because of his past criticisms of such purchases by other CEOs. (Wikipedia, 2007)

Warren Buffett decided to make a commitment to give his fortune to charity back in June 2006. Buffett’s charity donation is approximately $30 billion, which is the largest donation in the history of the United States. The donation was enough to more than double the size of the foundation with 83% of it going to the Bill and Melinda Gates Foundation. Buffett believed that his family had enough money to get started in life so Buffett decided to give his fortune to charity. Buffett’s annual salary in 2006 was only $100,000. In 2007, Buffett was listed among Time Magazine’s 100 Most Influential People in the World. (Wikipedia, 2007)

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As an online business owner, finding new ways to increase website traffic should be one of your top priorities. There are literally hundreds of ways to generate traffic. Some methods are free and some can be quite costly. The free methods are fine to use if you don’t have a lot of money starting out. But when the profits start coming in, you should invest some of that money back into your business with some great paid traffic generation methods. Below are some vital things you must do if you want to get and keep quality visitors – before you even think about paying for your traffic.

One of the most effective ways to increase website traffic is to offer original, quality content on your site. You should have information on your site that visitors cannot find anywhere else. Make sure the content is useful. Give out information that will help your visitors solve a problem, achieve a goal or be entertained. Update your site at least weekly with more quality information to keep it fresh.

Another way to get website traffic is to focus your content on the keywords related to your site. This is called search engine optimization or SEO. The importance of SEO cannot be stressed enough. Don’t just stuff a bunch of keywords onto your site and think that you have optimized it. You want to make sure the keywords you use flow naturally within the content. Be careful not to overdo it with too many keywords because this can result in very low search engine rankings. SEO is a fine balance of the right keywords, in the right amount, placed in the right areas on your site. Become proficient at SEO and you will be unstoppable.

Now that you have your search engine optimized site up with original, quality, content, it’s time to get linked. This is a very powerful way to increase website traffic. Exchange your website link with other sites that are closely related to your site. Just be careful to only exchange links with high quality sites. You don’t want to ruin your online reputation by having links to junk sites on your website. By exchanging links with a website that is already doing a lot of traffic, you can get a lot of traffic of your own. This method is free and it works fast.

Finally, you need to advertise. There are hundreds of ways you can advertise your website. Find out ways to advertise from a reputable Internet marketer. This information will be like gold to you. Use the methods that he or she recommends and you can have thousands of visitors to your site each day.

Getting website traffic may seem like an impossible task at first. But the more you learn about traffic generation methods, the easier it will become. One thing that any website owner has got to learn is patience. Traffic doesn’t usually appear overnight. It builds up over time. As long as you are seeing a steady increase in the amount of traffic your site is getting, you are doing things right.

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Alright, here is the thing, you got your blog that already running for years in one hosting and suddenly you want to move it all to another hosting or what ever you want to do… but the file that can be uploaded into the wordpress database is only 2mb?

Here is the way to do it :

1. open your xml file.

2. copy every code from the beginning until before the < item > .
(You need to put this code into each and every one of the split file header.)

3. copy all codes inside < item > starting from the bracket itself. Finish it with the < /item > code. This code are the one you can put in other split file. Meaning each split file has different <item> </item> codes inside it.

4. make sure tu put < /channel > < /rss > into each split file at the end.

I’ve managed to split my file this way but lost the last posting in my blog. I dunno what’s wrong there. But it seems working fine for all my previous post.

try it at your own risk.

Find this tips useful? how about some small donation…thanks.


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