When conventional financing takes too long or is not available due to low FICO scores or some other reason, hard money can be a deal saver. If you invest in a lot of property, your FICO score can plummet simply due to the number of mortgages you owe! Alternatively, the properties that can be had for an advantageous price may not meet conventional banking criteria. In either case, hard money lenders are not restricted in the same way that conventional banks are and

Hard money lenders can turn on a dime. Mortgages for real estate investing can take anywhere from two to six months to be completed by conventional banks and lenders. Hard money lenders can generally fund in two weeks from the time you have all the paperwork in place.

Lenders can also fund projects that conventional banks cannot. If your real estate investing takes you to the realm of dry cleaners (or a strip mall that has one), gas stations, or even assisted living facilities (one of the hottest growing real estate markets in the US), conventional banks are not likely to be able to fund your project. Hard money loans can, once again, be a deal saver.

Plan to use hard money as a bridge loan. Terms generally range from one to three years. This should provide ample time to prepare the property or your personal financial status to arrange for long term conventional financing or to arrange for the sale of the property in question.

Recommended Lenders:

http://www.rocklandcommercial.com

http://www.californiaprivatemoneyloan.com

http://www.interestratepolice.com

Counties and Cities Served
Alameda County
Alameda
Albany
Berkeley
Dublin
Emeryville
Fremont
Hayward
Livermore
Newark
Oakland
Piedmont
Pleasanton
San Leandro
Union City
Hard money loans are available for property in Alameda County.

Alpine County
No matter what county your property is in, including Alpine, we can help fund a loan in most cases.

Amador County
Amador City
Ione
Jackson
Plymouth
Sutter Creek
We are able to fund loans on land, residential and commercial properties across the state of California, including in Amador County.

Butte County
Chico
Gridley
Oroville
Paradise
We have extensive experience in most California counties including Butte. Call us for more information on what loans may or may not be available.

Calaveras County
Angels Camp
We can fund hard money loans on Calaveras county residential and commercial real estate

Colusa County
Colusa
Williams
Let us be your last stop in your pursuit of a hard money loan.

Contra Costa County
Antioch
Brentwood
Clayton
Concord
Danville
El Cerrito
Hercules
Lafayette
Martinez
Moraga
Orinda
Pinole
Pittsburg
Pleasant Hill
Richmond
San Pablo
San Ramon
Walnut Creek
Looking for a Contra Costa County hard money lender? Let us help you with the financing you are looking for.

Del Norte County
Crescent City
No matter what county your property is in, including Del Norte, we can help fund a loan in most cases.

El Dorado County
Placerville
South Lake Tahoe
We have extensive experience in most California counties including El Dorado. Call us for more information on what loans may or may not be available.

Fresno County
Clovis
Coalinga
Firebaugh
Fowler
Fresno
Huron
Kerman
Kingsburg
Mendota
Orange Cove
Parlier
Reedley
San Joaquin
Sanger
Selma
Fresno County private money loans are available on most property types.

Glenn County
Orland
Willows
We are able to fund loans on land, residential and commercial properties across the state of California, including in Glenn County.

Humboldt County
Arcata
Blue Lake
Eureka
Ferndale
Fortuna
Rio Dell
Trinidad
Let us be your last stop in your pursuit of a hard money loan.

Imperial County
Brawley
Calexico
Calipatria
El Centro
Holtville
Westmorland
Hard money loans are available for property in Imperial County.

Inyo County
Bishop
We can fund hard money loans on Inyo county residential and commercial real estate

Kern County
Arvin
Bakersfield
California City
Delano
Kern County
Maricopa
McFarland
Ridgecrest
Shafter
Taft
Tehachapi
Wasco
Looking for a Kern County hard money lender? Let us help you with the financing you are looking for.

Kings County
Avenal
Corcoran
Hanford
Lemoore
Let us be your last stop in your pursuit of a hard money loan.

Lake County
Clearlake
Lakeport
Lake County private money loans are available on most property types.

Lassen County
Susanville
Let us be your last stop in your pursuit of a hard money loan.

Los Angeles County
Agoura Hills
Alhambra
Arcadia
Artesia
Azusa
Baldwin Park
Bell
Bell Gardens
Bellflower
Beverly Hills
Bradbury
Burbank
Calabas
Carson
Cerritos
Claremont
Commerce
Compton
Covina
Cudahy
Culver City
Diamond Bar
Downey
Duarte
El Monte
El Segundo
Gardena
Glendale
Glendora
Hawaiian Gardens
Hawthorne
Hermosa Beach
Hidden Hills
Huntington Park
Industry
Inglewood
Irwindale
La Canada
Flintridge
La Habra Heights
La Mirada
La Puente
La Verne
Lakewood
Lancaster
Lawndale
Lomita
Long Beach
Los Angeles
Lynwood
Malibu
Manhattan Beach
Maywood
Monrovia
Montebello
Monterey Park
Norwalk
Palmdale
Palos Verdes Estates
Paramount
Pasadena
Pico Rivera
Pomona
Rancho Palos Verdes
Redondo Beach
Rolling Hills
Rolling Hills Estates
Rosemead
San Dimas
San Fernando
San Gabriel
San Marino
Santa Clarita
Santa Fe Springs
Santa Monica
Sierra Madre
Signal Hill
South El Monte
South Gate
South
Pasadena
Temple City
Torrance
Vernon
Walnut
West Covina
West Hollywood
Westlake Village
Whittier
We are able to fund loans on land, residential and commercial properties across the state of California, including in Los Angeles County.

Madera County
Chowchilla
Madera
No matter what county your property is in, including Madera, we can help fund a loan in most cases.

Marin County
Belvedere
Corte Madera
Fairfax
Larkspur
Mill Valley
Novato
Ross
San Anselmo
San Rafael
Sausalito
Tiburon
Hard money loans are available for property in Marin County.

Mariposa County
Let us be your last stop in your pursuit of a hard money loan.

Mendocino County
Fort Bragg
Point Arena
Ukiah
Willits
We can fund hard money loans on Mendocino county residential and commercial real estate

Merced County
Atwater
Dos Palos
Gustine
Livingston
Los Banos
Merced
Merced County private money loans are available on most property types.

Modoc County
Alturas
Hard money loans are available for property in Modoc County.

Mono County
Mammoth Lakes
No matter what county your property is in, including Mono, we can help fund a loan in most cases.

Monterey County
Carmel
Del Rey Oaks
Gonzales
Greenfield
King City
Marina
Monterey
Pacific Grove
Salinas
Sand City
Seaside
Soledad
We are able to fund loans on land, residential and commercial properties across the state of California, including in Monterey County.

Napa County
American Canyon
Calistoga
Napa
St. Helena
Yountville
Let us be your last stop in your pursuit of a hard money loan.

Nevada County
Grass Valley
Nevada City
Truckee
We can give you quick answers on loan options regarding Nevada County property with a quick phone call.

Orange County
Anaheim
Brea
Buena Park
Costa Mesa
Cypress
Dana Point
Fountain Valley
Fullerton
Garden Grove
Huntington Beach
Irvine
La Habra
La Palma
Laguna Beach
Laguna Hills
Laguna Niguel
Lake Forest
Los Alamitos
Mission Viejo
Newport Beach
Orange
Placentia
San Clemente
San Juan Capistrano
Santa Ana
Seal Beach
Stanton
Tustin
Villa Park
Westminster
Yorba Linda
Let us be your last stop in your pursuit of a hard money loan.

Placer County
Auburn
Colfax
Lincoln
Loomis
Rocklin
Roseville
Placer County private money loans are available on most property types.

Plumas County
Portola
We can fund hard money loans on Plumas county residential and commercial real estate

Riverside County
Banning
Beaumont
Blythe
Calimesa
Canyon Lake
Cathedral City
Coachella
Corona
Desert Hot Springs
Hemet
Indian Wells
Indio
La Quinta
Lake Elsinore
Moreno Valley
Murrieta
Norco
Palm Desert
Palm Springs
Perris
Rancho Mirage
Riverside
San Jacinto
Temecula
Hard money loans are available for property in Riverside County.

Sacramento County
Folsom
Galt
Isleton
Sacramento
We have extensive experience in most California counties including Sacramento. Call us for more information on what loans may or may not be available.

San Benito County
Hollister
San Juan Bautista
We are able to fund loans on land, residential and commercial properties across the state of California, including in San Benito County.

San Bernardino County
Adelanto
Apple Valley
Barstow
Big Bear Lake
Chino
Chino Hills
Colton
Fontana
Grand Terrace
Hesperia
Highland
Loma Linda
Montclair
Needles
Ontario
Rancho Cucamonga
Redlands
Rialto
San Bernardino
Twentynine Palms
Upland
Victorville
Yucaipa
Yucca Valley
Let us be your last stop in your pursuit of a hard money loan.

San Diego County
Carlsbad
Chula Vista
Coronado
Del Mar
El Cajon
Encinitas
Escondido
Imperial Beach
La Mesa
Lemon Grove
National City
Oceanside
Poway
San Diego
San Marcos
Santee
Solana Beach
Vista
Hard money loans are available for property in San Diego County.

San Francisco County
San Francisco
San Francisco County private money loans are available on most property types.

San Joaquin County
Escalon
Lathrop
Lodi
Manteca
Ripon
Stockton
Tracy
We have extensive experience in most California counties including San Joaquin. Call us for more information on what loans may or may not be available.

San Luis Obispo County
Arroyo Grande
Atascadero
Grover Beach
Morro Bay
Paso Robles
Pismo Beach
San Luis Obispo
Let us be your last stop in your pursuit of a hard money loan.

San Mateo County
Atherton
Belmont
Brisbane
Burlingame
Colma
Daly City
East Palo Alto
Foster City
Half Moon Bay
Hillsborough
Menlo Park
Millbrae
Pacifica
Portola Valley
Redwood City
San Bruno
San Carlos
San Mateo
South San Francisco
Woodside
We can fund hard money loans on San Mateo county residential and commercial real estate

Santa Barbara County
Buellton
Carpinteria
Guadalupe
Lompoc
Santa Barbara
Santa Maria
Solvang
Let us be your last stop in your pursuit of a hard money loan.

Santa Clara County
Campbell
Cupertino
Gilroy
Los Altos
Los Altos Hills
Los Gatos
Milpitas
Monte Sereno
Morgan Hill
Mountain View
Palo Alto
San Jose
Santa Clara
Saratoga
Sunnyvale
We are able to fund loans on land, residential and commercial properties across the state of California, including in Santa Clara County.

Santa Cruz County
Capitola
Santa Cruz
Scotts Valley
Watsonville
We have extensive experience in most California counties including Santa Cruz. Call us for more information on what loans may or may not be available.

Shasta County
Anderson
Redding
Shasta Lake
Shasta County private money loans are available on most property types.

Sierra County
Loyalton
Let us be your last stop in your pursuit of a hard money loan.

Siskiyou County
Dorris
Dunsmuir
Etna
Fort Jones
Montague
Mount Shasta
Tulelake
Weed
Yreka
We can give you quick answers on loan options regarding Siskiyou County property with a quick phone call.

Solano County
Benicia
Dixon
Fairfield
Rio Vista
Suisun City
Vacaville
Vallejo
Let us be your last stop in your pursuit of a hard money loan.

Sonoma County
Cloverdale
Cotati
Healdsburg
Petaluma
Rohnert Park
Santa Rosa
Sebastopol
Sonoma
Windsor
We have extensive experience in most California counties including Sonoma. Call us for more information on what loans may or may not be available.

Stanislaus County
Ceres
Hughson
Modesto
Newman
Oakdale
Patterson
Riverbank
Turlock
Waterford
We can fund hard money loans on Stanislaus county residential and commercial real estate

Sutter County
Live Oak
Yuba City
We are able to fund loans on land, residential and commercial properties across the state of California, including in Sutter County.

Tehama County
Corning
Red Bluff
Tehama
Tehama County private money loans are available on most property types.

Trinity County
We can give you quick answers on loan options regarding Trinity County property with a quick phone call.

Tulare County
Dinuba
Exeter
Farmersville
Lindsay
Porterville
Tulare
Visalia
Woodlake
We have extensive experience in most California counties including Tulare. Call us for more information on what loans may or may not be available.

Tuolumne County
Sonora
Looking for a Tuolumne County hard money lender? Let us help you with the financing you are looking for.

Ventura County
Camarillo
Fillmore
Moorpark
Ojai
Oxnard
Port Hueneme
Santa Paula
Simi Valley
Thousand Oaks
Ventura
No matter what county your property is in, including Ventura, we can help fund a loan in most cases.

Yolo County
Davis
West Sacramento
Winters
Woodland
Hard money loans are available for property in Yolo County.

Yuba County
Marysville
Wheatland
Let us be your last stop in your pursuit of a hard money loan.